Payment Processing & Platform Fees
Foundations partners with Stripe to handle secure card payments and payouts. Two fees are deducted from every transaction you process through the platform:
- Stripe processing fee – charged by Stripe
- Foundations platform fee (0.7%) – helps us operate and improve the service. It is the only cost to you for using the platform.
Current Fee Structure
| Card type | Stripe fee | Foundations fee | Total fee you pay |
|---|---|---|---|
| Standard UK cards (Visa, Mastercard, Amex) | 1.5 % + 20p | 0.7 % | 2.2 % + 20p |
| Premium / corporate UK cards | 1.9 % + 20p | 0.7 % | 2.6 % + 20p |
| EEA (European Economic Area) cards | 2.5 % + 20p | 0.7 % | 3.2 % + 20p |
| International (non-EEA) cards | 3.25 % + 20p | 0.7 % | 3.95 % + 20p |
Stripe’s fees are set by Stripe and may vary for currency conversion, international cards, or future pricing changes. We’ll notify you if Stripe updates its rates.
What Your Client Sees
Clients see a single total amount at checkout. Stripe’s processing fee and Foundations’ 0.7% platform fee are deducted automatically before funds are paid out to you.
Payout Example
For a £100 session paid with a standard UK card (Visa, Mastercard, or Amex):
- Stripe fee: £1.50 + £0.20 = £1.70
- Foundations fee: 0.7 % of £100 = £0.70
- Total fees: £2.40
- Net payout: £97.60 (deposited into your Stripe balance, then paid out according to your payout schedule)
Receiving Your Money
To get paid, you must complete the one-time Stripe Connect onboarding from within Foundations. Stripe handles compliance checks and deposits your earnings directly to your bank account. Payout timing depends on your Stripe account settings. We recommend setting up your payout schedule to be automatic, so you don't have to worry about managing it manually.
Questions? Email support@usefoundations.app